Emerging Risks


Collapse of Ceiling Covered? The acoustical ceiling in our church kitchen collapsed. The building is insured on a CP 00 10 with CP 10 30 attached. As…

July 16, 2008

Auto Service Risks—Archived Article March, 2003 ISO Market Segments Program Summary: Insurance Services Office (ISO) has developed a market…

July 16, 2008

Water Damage Covered under Inland Marine Form? Q Our client, a manufacturer, is covered under an independently filed inland marine form. That form…

July 16, 2008

Garagekeepers Coverage for Theft of Auto and Personal Possessions Our insured is a parking garage/valet operation. Last month, a valet attendant parked…

Consequential Loss Caused by Odor Covered A client who owns a refrigerated warehouse experienced a covered loss to the refrigerating equipment of one…

When do home health aids become dishonest employees?

July 16, 2008

December 2005 Dec Page Question of the Month   With the discussion about the renewal of TRIA coming to a conclusion soon (maybe), it would be a…

July 16, 2008
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A Louisiana appeals court ruled that an employer was not vicariously liable for its employee's actions in Torrence v. Lewis, No. 05-CA-72, 2005 WL 1278350…

July 16, 2008
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  Injured Pedestrian not "Insured" under Father's UM Policy In Carlson v. Allstate Insurance Co., 2008 WL 2131345 (Minn.), a pedestrian who…

Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…