Emerging Risks


July 24, 2008

Emotional Distress Coverage under the CGL Form Is emotional distress covered by the CGL policy? Texas Subscriber In the majority of jurisdictions, the…

July 24, 2008

Volunteers Covered under CGL Form? Q I am the agent for the owner of a mobile home park.  Some tenants of the park have volunteered to work at…

July 24, 2008

Mortgagee Subject to Policy Provisions If the insured is in violation of the policy's coinsurance clause and his loss settlement is being reduced as…

July 24, 2008

Care Custody and Control— Tenant's Property Q We would appreciate your comments on the following question concerning coverage under the commercial…

July 24, 2008

Auto Accident Claims Covered by CGL Form? Our insured traded a vehicle that was part of their business to a dealer. Two years later, the employee of…

July 24, 2008

Inactive Business Entity Still Needs Insurance If a company's corporate status is legally and administratively shown as inactive, is there still a need…

July 24, 2008

Mortgagee Clause Applied in Foreclosure Q We insure a large property valued at over a million dollars. The mortgagee foreclosed on the property. Shortly…

July 24, 2008

Coverage Territory of the CGL Form Q We know that the definition of coverage territory has been revised in the new CGL forms. Does the revision extend…

July 24, 2008

Discusses contracting expenses as covered extra expense for a tanning salon.

July 24, 2008

This question deals with breakdown of equipment and related coverage.