Is a standalone smokehouse a fixture or a separate structure?

Depreciation Amount Withheld by Insurer We are public adjusters, and we have a commercial insured with a CP 00 10 04 02. The insured had a covered total…

Impaired Property and the CGL Form Our insured is a plumbing and heating business. The insured has a CGL policy and had a claim recently that was denied…

A question of location and territory provisions in the policy.

Replacement Building Covered by Commercial Property Form? Q An insured whose building was heavily damaged by fire has found another suitable structure…

Is theft of employee's tools covered when off the work premises?

Builders Risk—Need for onRenovations to Existing Building? Q When, if at any time, would a builders risk policy need to be written in conjunction…

Agreed Value Option Explained I need clarification or opinion regarding CP 00 10 04 02, Optional Coverages, Agreed Value, paragraph a, second sentence:…

Discusses coverage for collapse and hidden decay under the businessowners form.

Erroneous Delivery and the BAP Q Our insured is in the business of retail fuel oil supply. He sells the fuel oil and also delivers it to the customer's…