Damage to pipes caused by testing required by ordinance.

"Fine Arts" Does Not Include Wall Plaques A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…

Mold Damage Claim Covered by CGL Form? Will the CGL form respond to a mold/fungi bodily injury claim? Our insured has discovered mold on one side of…

Can an insurer contest the extent to which the insured builds a newer and better structure?

Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…

An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…

Sole Proprietor Is Named Insured under CGL Policy A woman who is the sole proprietor of a cleaning business broke artwork she was cleaning in a client's…

Replacement Cost on New Site Q One of our insureds owns a building that was destroyed by fire. Instead of rebuilding it in the exact same location,…

Damage to Property Exclusionand Carpet Cleaning Q Our insured, a carpet-cleaning company, carries a standard ISO CGL policy (1998 edition). An employee…

Are personal tools stolen from a company vehicle be covered at actual cash value?