Emerging Risks


July 24, 2008

The insured is a package/shipping store. The store was hired to ship two items via UPS. The insured packaged the items and then shipped the items by…

Employers Liability Exclusion under CGL Form In a claim where a doctor is suing a hospital because the latter negligently suspended the doctor's privileges…

Installation Floater—Subcontractor's Vandalism Loss Q Our question concerns a dispute as to whether wiring installed by our insured, an…

July 24, 2008

Examines whether the expense of digging up a water pipe leading from the building to the street to effect repair of the pipe where leaking and damaging the building is covered under the commercial property policy.

July 24, 2008

  Golf Carts as Mobile Equipment A client of ours owns large apartment complexes in Florida. The insured owns golf carts which are used primarily…

Fire Legal Liability under the CGL Form Our insured employs medical personnel on a temporary traveling basis; that is, if a nurse or other medical professional…

Overhead Transmission Lines Definition Q Our insured has purchased coverage for off-premises power failure, which includes coverage for losses caused…

Co-employee Exclusion Under CGL Form Q I handle the insurance for a construction company that is negotiating a construction contract with a landowner.…

July 24, 2008

Roof cracks related to sudden temperature drop - is there coverage?

July 24, 2008

Discusses friendly fire, hostile fire, and care, custody and control.