Personal Property Stolen From a Rental Dwelling Q Our insured has a DP 00 03 07 88 on a single family rental property. He keeps tools there so if…

Photos Damaged—Is Repair Covered? Q Our homeowners insured has replacement cost coverage for contents. Recently, she sustained a covered loss…

Ice Causes Trees to Fall—Water Damage? We have a carrier coding the ice losses from tree branches breaking off and damaging homes as water losses.…

When a vehicle encounters water, should it be covered by collision or comprehensive coverage?

Transportation Costs to Return from Vacation Covered? Q An insured was away on vacation when she learned of a fire at her home. She had to return…

Scheduled Diamond Ring—Coverage for Cracking? Q Our insured had a loss to a diamond ring scheduled on an HO-61. She found to her amazement it…

EB 00 20 08 08 Equipment Breakdown Protection Coverage Form, August 2008 edition

CM 00 21 08 08 Camera and Musical Instrument Dealers Coverage Form, August 2008 edition

CM 00 59 08 08 Jewelers Block Coverage Form, August 2008 edition

CP 10 32 08 08 Water Exclusion Endorsement, August 2008 edition