Emerging Risks


July 24, 2008

Discusses exclusions for negligent acts in a builders risk policy.

July 24, 2008

Discusses when property is in transit.

July 24, 2008

Discusses pollution clean up when vehicles leaked oil.

July 24, 2008

Discusses application of deductibles when one peril causes loss to different types of property.

Storms Over a Period of Time Not Considered One Occurrence We have a question concerning the application of deductibles under a Builders Risk form..…

July 24, 2008

Is a standalone smokehouse a fixture or a separate structure?

Depreciation Amount Withheld by Insurer We are public adjusters, and we have a commercial insured with a CP 00 10 04 02. The insured had a covered total…

Impaired Property and the CGL Form Our insured is a plumbing and heating business. The insured has a CGL policy and had a claim recently that was denied…

July 24, 2008

A question of location and territory provisions in the policy.