Emerging Risks


Occurrence as Defined under CGL Form Q My client is a property manager. A lead paint claim was paid under the client's policy in the amount of $375,000.…

Other Insurance Clause and the Additional Insured Q Our insured, Company X Electronics, Inc., was named as an additional insured on another party's…

July 25, 2008

Is there coverage under the CGL for testing for suspected exposure to illness?

Med Pay for Off-Premises Consumption of Food Medical payments coverage is specifically excluded under the CGL form for food consumed off-premises. How…

Loading or Unloading Coverage Gap Under the CGL Form Q It has come to our attention that many of our clients may have less coverage than they think…

July 25, 2008

Occurrence or PD When Customer Credit Card is Stolen by Employee? Our insured's employee stole a credit card belonging to a customer. The employee…

Pollution Liability Coverage for Landowners Q Endorsement CG 24 15 10 01, the limited pollution liability extension endorsement, is available in most…

Med Pay Coverage for Students Q What is the eligibility status of Motorcycle Safety School (MSS) participants for medical payments under the CGL policy,…

July 25, 2008

Damage caused by mobile equipment.

Obscenity Allegations and the CGL Form Q Is it possible that a claim arising from obscenity could be covered by a commercial general liability policy?…