Emerging Risks


August 01, 2008

Can lawnmowers be covered under the building portion of the policy?

August 01, 2008

Theft of Keys—Auto or Homeowners Coverage?QOur insured had a set of keys stolen from his house and included in that set was the key…

Restoration of Land Q Our homeowners insured has a special endorsement to his policy that provides some coverage for restoration of land after a covered…

August 01, 2008

What is the difference between empty farmland and vacant land?

Rented Chairs and TablesCovered Under Homeowners Policy? Q Our insured is considering renting chairs and tables for a social event. We would like…

Ice Fishing Hut a Trailer? We have several clients in our agency who ice-fish during the winter, and have fishing huts which they store on their property…

Removal of Oil Tank Q Our insured has a rental property insured on a dwelling fire policy. He now wants to sell the house, but there is a problem.…

  Paved or Non-paved Driveway Our policy states that an insured has coverage to remove tree debris if it is on a structure, or blocks a driveway. …

August 01, 2008

Discusses storage of property that can no longer be stored on insured premises and laundering of clothes during the relocation.

August 01, 2008

When part of an older roof is damaged, matching issues come into play.