Limited Liability Company Status as the InsuredA new insured is a limited liability company. The insured has the following risk exposures: commercial…

Injuries to the family dog.

Rental Car Liability Coverage Q Our insured rented a car at an airport recently and indicated on the rental form that he would be the only driver.…

Police Department Charges Covered by PAP? I am writing to ask your opinion regarding whether the personal auto policy provides coverage/payment for…

The Supreme Court of Indiana concluded that a good faith dispute concerning insurance coverage does not automatically preclude a punitive damages claim…

Nonowned Auto Coverage for a Neighbor's Auto? Q This question concerns a claim where the insured's son was asked by a neighbor to take the neighbor's…

Relative As an Insured? Our insured's son has returned from Iraq and he will be stationed in Texas . The son, with his parents' permission, has rented…

Nonowned Auto Coverage and Family Members We have a situation where the husband has his own auto policy and the wife has her own policy. The husband…

Nonowned Auto Loss Payable by Insured's PAP? Our insured was driving a nonowned car that is insured by its owner for physical damage subject to a $500…

Discusses the case of Nelson v. Hartford Underwriters Ins. Co., No. COA05-1052, 2006 WL 1526882