Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some wet…

Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…

When the amount of property loss exceeds the policy limit, what is considered the total amount of the loss?

Excluded "Backup" or Covered "Overflow" of Plumbing on Homeowners? Our customer is insured under an HO 00 03 05 01. His small son flushed a tennis ball…

Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some…

Animal Injured in Transit Covered by Personal Auto Policy? We have an insured who has a personal auto policy written on ISO form PP 00 01 04 86. Our…

Damage Done by Visiting Relative—Liability? Our insured was disabled and her sister came to live with her for a couple of weeks. The sister did…

Damage to Neighbor's Driveway A form HO 00 03 10 00 homeowners insured and her neighbor share a common driveway that runs between their two houses.…

Towing and Labor Costs under the PAP Our insured has a personal auto policy with endorsement PP 03 03, towing and labor costs coverage, attached. The…