Emerging Risks


Termite Inspections CoveredUnder CGL Form? Q Our insured owns a termite inspection service. One year ago, our insured inspected a home for some prospective…

Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…

Discusses sexual abuse and duty to defend.

November 24, 2008

Discusses the potential liability of a landlord when premises are leased to tenants with various exposures.

Professional Liability Exposures under the CGL Form Q An insured of ours operates a septic tank cleaning company. In addition, he does dye tests for…

Products/Completed Operations Excluded by Endorsement? My question is in regard to the exclusion for designated work endorsement, CG 21 34 01 87. The…

Products/Completed Operation Hazard Redefined Q My insured is a community association. The association operates a restaurant in its club house where…

Successor Liability for Actionsof Predecessor Company Q Our insured has purchased a company that manufactured machine tool products. A question has…

Volunteers and Club Members-- Insured Underthe CGL Forms? Recently, we have had a number of inquiries regarding the "who is an insured" section of…

"Your Work" Exclusionunder CGL Form Q A contractor was hired to power wash a house. In doing so, the exterior of the house was damaged. The commercial…