AAIS Businessowners – Coverages M, O, and PCoverages And ConditionsSeptember, 2004 Summary: The American Association of Insurance…

February 2009 Intro Page No. 957 February 2, 2009  Dec Page   The question of the month deals with the pollution exclusion in the standard…

Water Damage Exclusion and ACC Clause Bar Coverage for Damage to Pool     In South Carolina Farm Bureau Mut. Ins. Co. v. Durham, 2009 WL 72041…

Total Pollution Exclusion Endorsement Question There is an exclusionary endorsement, CG 21 98, that applies to pollution. What is the intent of this…

Building and Personal Property Coverage Form ISO Commercial Property Program November 2002 Summary: Under the commercial property program of simplified…

Water Damage from Broken Aquarium Covered by Homeowner’s Policy? We provide coverage for our insured under a homeowners policy, AAIS Form 3 Ed…

January 2009 Intro Page No. 956 January 2, 2009  Dec Page   The question of the month deals with the phrase "arising out of". Various insurance…

January 2009 Dec Page Question of the Month   Various insurance forms contain language excluding coverage for occurrences "arising out of" a particular…

Dec Page February 2009 Question of the Month   The pollution exclusion in the standard homeowners policy (both the ISO policy and the AAIS policy)…

Injured Worker's Tort Action Potentially Outside CGL Policy’s “Professional Services” Exclusion     In Food Pro Intern.,…