Emerging Risks


May 26, 2009

Mechanical or Electrical Breakdown Exclusion and Damage Caused by Voltage Regulator An insured was driving his vehicle when he smelled smoke. He pulled…

May 20, 2009
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No Coverage for Third Party under Insured’s UM/UIM   In Allstate Ins. Co. v. Fackett, 2009 WL 1181843 (Nev.), respondent Deborah Ann Fackett's…

May 20, 2009
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Business Liability, Umbrella Policies, and Employee Accident Driving Own Car to Work   In Video Warehouse, Inc. v. Southern Trust Ins. Co., 2009…

May 19, 2009

Ordinance or Law IssuesBuilding Codes, Insurance Policy Exclusionary Language, and Coverage EndorsementsApril 2007By Diane Richardson, CPCUFC&S…

May 18, 2009

June 2009 Intro Page No. 961 June 1, 2009  Dec Page   The question of the month deals with coverage for miscellaneous vehicles.   If…

May 13, 2009
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CU 21 58 05 09 Communicable Disease Exclusion, May 2009 edition

May 11, 2009
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“Earth Movement” Exclusion Ambiguous   In Pioneer Tower Owners Ass'n v. State Farm Fire & Cas. Co., 2009 WL 1148649 (N.Y.), the…

Mobile Equipment Transportation Causes Damage Our insured was transporting his auger in his pickup truck. The auger gear box came loose (cotter pin…

Nuclear Energy Liability Exclusion—Archived ArticleFebruary, 2006Broad Form EndorsementSummary: Endorsement IL 00 21…

May 04, 2009
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Stucco Visibly Hanging Loose from Wall Suffered “Collapse”   In Hennessy v. Mutual of Enumclaw Ins. Co., 2009 WL 1140143 (Or.App),…