Care, Custody, or Control Issue under Builders Risk Policy December 10, 2009 We have a question about a builders risk form. The insured is bidding a…

Functional Building Evaluation Endorsement as Applied to Partial Loss December 10, 2009 We have written an old church on a standard ISO form with a…

December 2009 Intro Page No. 967 December 1, 2009 Dec Page   The question of the month in the Dec Page deals with one of the ways to manage risk…

December 2009 Dec Page Question of the Month One of the ways to manage risk exposures is through the purchase of insurance. Yet, for various reasons,…

Discusses the Definitions section of the ISO Personal Auto Policy, which explains words that have contractually defined meanings in the policy. Each of the ten defined words and their definitions are quoted and commented on as needed.

Duty to Notify Insurer of Water Damage under the PAP November 30, 2009 The claim at issue has a date of loss of end of 2008. Although the insured is…

Explosion, Collapse andUnderground Exclusions—Archived ArticleSeptember, 1996Property Damage HazardSummary: Under…

Tractor Insurer Does Not Have to Pay on Car Driver's Judgment   In Sentry Select Ins. Co. v. Thompson, 2009 WL 3366928 (Va.), Thompson was driving…

Wear and Tear Exclusion and Oil Discharge November 18, 2009 Our insured has a PAP and the vehicle in question has physical damage coverage. The insured…

Payment for Antique Knives November 23, 2009 The insured has an HO 04 90 04 91 Personal Property Replacement Cost endorsement. The insured had a collection…