Discusses the Maryland Insurance Department's response to riots in Baltimore City.

Coinsurance on Other Structures April 20, 2015 I have a loss to other structures on the homeowners policy. Is coverage and coinsurance determined…

Insurance for a rented condo.

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.

Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

Flood Insurance Coverage Dispute  December 1, 2014  This case pertains to a motion by the insurer for summary judgment. The dispute is over a flood…

Discusses drones as aircraft.

The subject of this discussion is the improvements and betterments insuring agreement in forms covering residential risks. This supplementary coverage is sometimes also known as Building Additions and Alterations.

Questions if lava flow is excluded based on the landslide/earth movement exclusion of the HO 00 03 and DP 00 03 policies.