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Homeowners Program
Insurance Coverage Q&A: Hail Damage and Date of Loss – Occurrence or Discovery?
What should be used as the date of loss when the damage doesn't manifest itself until later?
HO 06 69 12 20 Utility Line Expense Coverage
HO 06 69 12 20 Utility Line Expense Coverage
HO 06 69 12 20 Utility Line Expense Coverage Endorsement
This analysis explains the new HO 06 69 12 20 Utility Line Expense Coverage Endorsement that can be attached to homeowner forms.
Digital Pictures Tell the Truth
Submitted pictures turn the insured in.
Additional Insured or Additional Interest
Discusses whether a landlord should be additional insured or additional interest.
Faulty Workmanship and Ensuing Loss
Discusses the faulty workmanship exclusion and an exception.
When the Cause of Loss isn't a Named Peril
Discusses a loss on an HO 00 01 form.
Insurance Coverage Q&A: Dam Breakage and Dry Wells
Discusses loss of well water due to dam flooding lake.
Theft by Conversion leads to Revoked License
An adjuster swindles consumers and contractors.
Dog Sitter or Dog Owner, Whose Policy Covers?
Discusses a dog bite on the dog sitter's property.