Homeowners Program


January 15, 2024

When the insured's away and the water leaks, is there coverage?

January 10, 2024

There are deadlines for umpire selection and appraiser agreement.

January 10, 2024

Concerning property contents coverage after a total loss.

January 05, 2024

The ISO HO 04 90 03 22 Personal Property Replacement Cost Loss Settlement endorsement provides replacement cost coverage for personal property.

January 05, 2024

The ISO HO 05 24 03 22 Special Personal Property Coverage provides open perils coverage for personal property.

January 01, 2024

When a water leak causes the house to shift, exactly what is covered under the land stabilization endorsement?

December 26, 2023

A collection of favorite personal lines questions selected by the editors for 2023.

December 18, 2023

This article discusses contractor fraud that frequently occurs after significant storms have struck an area.

December 16, 2023
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HO 24 64 03 22 Owned Snowmobile Liability Coverage homeowners endorsement.

December 11, 2023

Discusses court cases related to determining if something is a building or structure, and the difference between the two.