Terms and Conditions


June 26, 2025
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The ISO CG 21 67 Fungi or Bacteria Exclusion applies to the CGL coverage part.

June 25, 2025

A summary of the ISO Circular for June 25, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

June 24, 2025

A discussion of Regulation 131, which establishes the framework for insurers to nonrenew or cancel policies that have been in effect for three or more years.

June 24, 2025

A summary of the ISO Circular for June 24, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

June 23, 2025

A discussion of an advisory letter published by the LDI informing insurers, producers, and public adjusters of a the Louisiana law.

June 23, 2025

A summary of the ISO Circular for June 23, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

June 23, 2025

A summary of the ISO Circular for June 20, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

June 23, 2025

When property has been damaged and coverage is actual cash value, should depreciation be applied to the sale price of an item, or to the full value price?

June 23, 2025

The first in a series of articles addressing golf carts, ATVs, and other miscellaneous vehicles that are covered by endorsements on the home, auto, and personal inland marine policies.

June 23, 2025

If an insurer is required to provide coverage to ensure the insured's replaced or repaired property matches, does that coverage extend to property that was mismatched before the loss occurred?