Reservation of Rights and Duty to Defend  The United States Court of Appeals certified questions to the Georgia Supreme Court pertaining to the reservation…

Volunteers as Insureds December 27, 2010 The CGL form states that volunteers are insureds while performing duties related to the conduct of the named…

12/27/2010                             An…

Our insured has a large class A motor home. There was a hailstorm, and we paid for the repairs to damage caused by the hail. However, there were some…

Designated Premises Endorsement and Off-Site Risk Exposures Our insured carries a BOP with the CG 21 44, Designated Premises endorsement. The insured…

Insured's permission but not licensed.

Med Pay Coverage Not Applicable to Property Damage Our insured was involved in an auto accident and suffered injuries to his head; he was hospitalized.…

A couch suffered water damage, but there was an undamaged matching love seat. Does ACV apply to loss payment?

Garagekeepers Coverage and Valet Parking The insured maintains valet parking for customers. The weather was hot, so the valet driver lowered the window…

Replacement Cost Claims and Time Restrictions The insured has a Special Form Homeowners Policy (ISO form), with replacement cost coverage on the contents.…