June 2012 Intro Page   Dec Page   It was not long after the introduction of liability coverage on an occurrence basis that the problem over…

Engagement Ring—Purchaser vs. Wearer May 14, 2012 If an insured bought a diamond ring for his son to give to his fiancée, both of whom…

Unintentional Error or Omission Provisions of Property Policies   May 21, 2012   Summary: A provision of some independently-filed and manuscript…

Replacement Cost Claims after Death May 14, 2012 We have a fire claim under the HO 00 06 04 91, Unit Owners Coverage form, with the replacement cost…

Collision of Fine Arts May 3, 2012 The insured has wine goblets and wine glasses scheduled under the HO 04 61 04 91, Scheduled Personal Property Endorsement.…

An explanation and overview of host liquor liability and related issues.

Wind or Hail Percentage Deductible Calculations May 14, 2012 Our insured has commercial property coverage for three buildings at one location in Florida…

Discusses three steps required to determine the validity and scope of contractual liability coverage.

June 2012 Dec Page Article of the Month   It was not long after the introduction of liability coverage on an occurrence basis that the problem…

Insured Residence Sold and Carrier not Notified May 14, 2012   We have a risk that we have insured for 9 years which was sold back in May 2010.…