January 2012 Intro Page Dec Page   The article of the month deals with construction and fire protection class. Construction and location are two…

January 2012 Dec Page   Article of the Month   Construction and location (that is, access to a fire suppression organization) are two factors…

Stolen Car Keys and Coverage under the PAP December 6, 2011 The claim is simple. A car was broken into and the insured's purse was stolen. In the purse…

Analysis of the ISO commercial liability umbrella form, CU 00 01 12 07. Presented in annotated policy style, the discussion reviews coverages, exclusions, conditions, and definitions.

Coverage Depends on Where Accident Occurs The insured toy manufacturer and distributor brought an action against its insurer seeking a declaration of…

Deductible and Number of Occurrences under Property Policy December 12, 2011 Our insured, a commercial bank, has a foreclosure that is a large vacant…

Difference in Conditions Coverage Form, IH 00 80 12 11

IH 00 77 12 11 Radio and Television Towers and Equipment Coverage Form, December 2011 Edition

Pollution Liability Coverage under Truckers Policy Our insured has a truckers policy with endorsement CA 99 48 attached; this endorsement provides broadened…

Custom Furnishings Exclusion Applies to Pickups or Vans Under form PP 00 01 01 05, dealing with exclusion 10 under physical damage, it refers to custom…