Fire Fighting Expenses as Property Damage March 21, 2012 Our insured accidentally started a forest fire that caused damage to a third party's forest/prairie.…

Water Overflow Coverage in a Tenant's Policy April 29, 2013 This loss involves a tenant's policy under an HO 4 policy form. The policyholder resides…

Mowing the Neighbor's Yard May 14, 2012 If an insured uses his own motorized lawnmower or tractor to mow his neighbor's grass or plow his neighbor's…

Condemnation of property and personal and advertising injury.

IRS Provides Relief for Corrosive Drywall Dilemma   October 7, 2010   The IRS will allow individuals who have used corrosive drywall building…

Nanotechnology and Insurance   May 21, 2013   Summary: New technologies can bring great benefits, but along with those benefits may come…

Residence Issue When Insured Travels for Business More Than He Is Home   May 21, 2013 My client owns a house in Pinehurst, NC. The home is insured…

Insured Rents Hall for an Event May 3, 2013 My question pertains to the HO-3 ISO Homeowners form in regards to the liability portion of the policy.…

Patio as a Building May 3, 2013 We have an insured with an HO 00 03 10 00 policy. Heavy snow and ice buildup caused the roof of their patio cover to…

Driveway as Other Structure May 3, 2013 Is a driveway considered covered property under the ISO HO 03 04 91? Our insured hired a contractor to do…