Multiple Mortgagees February 4, 2014 There was a fire loss in Wisconsin where the seven-figure home sustained a devastating house fire. The house had…

Introduction—Risk Identification   January 24, 2014   Topics Covered: Origin of Liability of Directors and OfficersDirectors' and…

Guaranteed Replacement Cost and Repair or Replacement February 4, 2014 The policyholder has the guaranteed replacement cost endorsement (GRC) on her…

Heating Service Overfills Oil Tank February 3, 2014 I have a homeowners claim that is insured with ISO form HO 03 04 91. The cause of loss is an oil…

AAIS Commercial Property Condominium Program January 28, 2014Coverage for Condominium Buildings and Unit-OwnersSummary: The AAIS commercial…

This article traces the development of the false pretenses exclusion and various relevant court cases.

Alternate Employer Endorsement   An Especially Useful Tool for Temporary Staffing Agencies   January 27, 2014   Summary: To the extent…

This case involves faulty construction and liability under contract, and the carrier's duty to defend.

Aircraft or Vehicles as Cause of Loss   Reviewed December 19, 2013 General Discussion   Summary: A standard feature of property insurance…

Sold Vehicle Still a Covered Auto January 27, 2014 Our policyholder sold his vehicle to a private owner and never notified the insurer so the vehicle…