Explains the application of the coinsurance penalty on a blanket policy.

Water as Property Not Covered  January 2, 2014  We are a firm working for an insurer and handling a commercial property water loss occurring from…

BOP Coverage for Unfinished Hardwood Flooring Planks   January 2, 2014   I am an adjuster working on a large commercial apartment building…

Discusses extra expense when the expense is created due to insured's caution and fear of second loss, not actual damage or suspension of business.

January 2014 Intro Page   Dec Page   The Dec Page offers an article written by Roberta D. Anderson, a partner in the Pittsburgh office of…

Water Damage and All-Risk Insurance Coverage   December 23, 2013   An action in diversity was filed against the insurer, alleging breach of…

Flood Coverage Endorsement  ISO Commercial Property Endorsement  December 5, 2013   Summary: The Insurance Services Office (ISO) provides…

Framing CERCLA’S “Act of War” Defense   September 24, 2013   Plaintiff, Cedar & Washington Associates, LLC appealed…

UIM Coverage Is Limited Personal Accident Insurance   December 16, 2013   Anthony Vasquez, the president and majority owner of Benchmark Construction,…

Appraised Amount of Loss or Actual Cost of Repair Controversy This is an appeal from the grant of summary judgment against the insureds. The insureds…