Widespread Drug Addiction a Fortuitous Event May 27, 2014   On cross-motions for Summary Judgment, the United States District Court in South Carolina…

June 2014 Dec Page   Article of the Month   Homeowners policies are designed to provide coverage for the dwelling the insured lives in. Many…

June 2014 Intro Page   Dec Page   The article of the month this month concerns the updates to the ISO dwelling fire policies. The policies…

The Status of Data Breach Notification Laws in the United States  May 19, 2014  Summary: In 1748, in response to the request of a friend, Benjamin…

To Tell or Not to Tell   The Status of Data Breach Notification Laws in the United States   By Katherine S. Caudill, J.D. From the May 2014…

The Status of Data Breach Notification Laws in the United States May 16, 2014 Summary: “In today’s environment, it’s not a matter…

  Business License Claimed to Be Business Personal Property   May 6, 2014   A policyholder owned a grandfathered business license, which…

Clogged Drain Causes Water Loss May 19, 2014 We have a client with a CP 10 30, Causes of Loss—Special Form with a Property Coverage Extension endorsement. This…

Eighth Circuit Interprets CGL’s “Pollutant”   May 19, 2014   In United Fire & Cas. Co. v. Titan Contractors Serv., Inc.,…

Can backup of downspouts and gutters that causes interior building damage be covered under a backup of sewers and drains extension of coverage? The…