Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

Coverage for a Mortgagee   December 15, 2014   The insured's mortgagee brought an action against the insurer to recover for a fire loss to…

Conflicting State Policies on Stacking   December 8, 2014   The insured brought an action against the auto insurer to recover stacked uninsured…

Symbol 1 Coverage under the BAP December 8, 2014 We have a major discussion going on about the coverage with a commercial client. The commercial client…

Building Coverage versus Business Personal Property Coverage December 1, 2014 Under the Building and Personal Property Form, CP 00 10 06 07, can the…

December 3, 2014We have a commercial client who suffered a fire damage claim to his retail market. In the course of settlement, the insurance company…

Financial Institution Combination Safe Depository Policy   ISO Form FI 00 40 05 08   December 3, 2014   Summary: In response to industry…

November 2014  Protection for Pollution Liability  Summary: Exclusion f in the commercial general liability coverage (CGL) forms is an almost absolute…

Reviewed by Barry Zalma Esq. Summary: An automobile total loss can be a difficult situation for an insured—especially if he or she still owes…

Flood Insurance Coverage Dispute  December 1, 2014  This case pertains to a motion by the insurer for summary judgment. The dispute is over a flood…