Wrongful Primary Insurer Denials Mean Difficult Choices for Umbrella Insurers   This article was written by guest authors Todd S. Schenk and Nicolas…

Self-Insured Retention—A Practical Perspective   Motivating Factors for Establishing a SIR Program   August 2005   This article…

Water from Broken Pipe Moves through Soil before Causing Damage  January 5, 2015  The insured has a home insured under an HO 3. The house was damaged…

Cancellation of Debt and Medical Expense Coverage   January 5, 2015   Our Insured has a homeowners policy (HO 3 10 00) with Med pay coverage.…

Defamation Claim and the Employment-Related Practices Exclusion   January 5, 2015   The issue in this case was whether the insurer had a duty…

  January 2015 Intro Page   Dec Page   It is probably safe to say that most commercial property coverage forms include a coverage extension…

Closing Costs as Part of Replacement Cost   January 5, 2015   Our insured has a standard HO-3 policy. They suffered a total loss of their…

Faulty Construction   January 5, 2015   Please explain the faulty construction exclusion and when this can be used to deny a claim. I have…

January 2015 Dec Page   Article of the Month   It is probably safe to say that most commercial property coverage forms include a coverage…

BP 05 66 01 15 Conditional Limitation of Coverage for Terrorism - Sub-Limit on Annual Aggregate Basis (Relating to Disposition of Federal Terrorism Risk Insurance Act), January 2015 Edition