This case deals with material misrepresentation on an application when a general contractor was represented as a drywall contractor.

Pollutant Clean Up—Coverage for Testing and Removing Mysterious Barrels of Waste Our question concerns coverage under form CP 00 10 04 02, which…

Water Tower as Covered Property under Commercial Property Form   Our insured had an extensive fire at his hotel. On top of the hotel was a non-functional…

The plaintiff in the underlying suit filed a declaratory action that an insurer was obligated to defend and indemnify the insured ski resort.

Motorized Ground Maintenance Vehicles Form   June 29, 2015   Like golf carts and snowmobiles, motorized ground maintenance vehicles are…

Discusses status of carpeting, drapes and light fixtures as part of dwelling or personal property.

Receivership and Uninsured Motorist Coverage The insured brought an action against the auto insurer to recover uninsured motorist (UM) benefits pursuant…

Flood Damage to Vehicle Parts in House June 22, 2015 Our insured recently sustained a flood loss to their home. Prior to the flood, the insured had…

Mortgagee Clause and Misrepresentation of Insured   February 12, 2013   If an HO-2 Policy in Tennessee has been rescinded due to misrepresentation…

District of Columbia Definition of Insurance Fraud DC ST § 22-3225.02  June 15, 2015  A person commits the offense of insurance fraud in the…