Discusses loading and unloading under the CGL and the BAP.

Storms over Time and Application of Deductibles August 12, 2016 The policyholder experienced a hail loss and was insured on a HO 00 03 04 91. The policy…

September 2016 Dec Page   Article of the Month   The definition of "residence premises" is key to any homeowner property policy since it defines…

House in Living Trust after Death of Insured August 11, 2016 Our insured was a widowed lady who died two years ago, and all of the household contents…

September 2014 Dec Page   Article of the Month   Ensuing losses are exceptions to an exclusion found in many homeowner policies. Questions…

Boat House on Property Leased from Utility Company August 11, 2016 We insure several lake houses on a lake in North Carolina owned by Duke Energy. The…

September 2016 Intro Page   Dec Page   The article of the month deals with the definition of residence premises. This definition is key to…

Are broken door handles and similar damage that occurs over time damage?

Fraud of the Week September 5, 2016 Auto Fraud—Maryland Amount: $1,000 to $10,000   A Maryland woman has been sentenced to ninety days…

Hot Air Balloon Insurance   September 5, 2016   Summary: Hot air balloons tend to attract attention when they are in the air. They are large,…