Coverage Format


April 26, 2018

Personal Injury Protection—District of Columbia  December, 2009  Personal Auto No-Fault Endorsement  Includes copyrighted material of Insurance…

April 26, 2018

Primary vs. Excess Coverage under Auto Policy We have a question on the primacy of coverage between auto policies of rental car vendors and our insureds.…

April 26, 2018

Collision Coverage Under a Personal Auto Policy Our insured was driving his car down the highway when a tire on the car shredded. Parts of the tire…

April 26, 2018

Glass Breakage and a Locked Auto Our insured locked her keys in her car while it was running and decided to break the door window. I thought this should…

April 26, 2018

Household Resident Includes Stepchild Living Elsewhere? Is a stepchild living elsewhere automatically considered a resident of your household? My insured's…

April 26, 2018

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.

April 26, 2018
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In a Duty to Defend Dispute, only Eight Corners Must Be Considered  April 23, 2018  The U.S. District Court for the Northern District of Illinois…

April 26, 2018

Collision Loss Includes Contact with Road? Our insured pulled a fifth wheel trailer with a truck across a portion of Alaska . The vehicle and the…

April 26, 2018

Heart Attack Victim Liable for Auto Accident? If a person insured under a personal auto policy is driving down the road, suddenly suffers a heart attack…

April 26, 2018

Family Member Liable for Auto Accident? Our named insured sold a covered auto to his grown daughter who lives next door. Unfortunately, he never…