This question came to us in two parts. There was damage to computer systems due to an intentional load reduction by a utility. The first question looked for coverage under equipment breakdown, but then this led to question of where coverage can be found for rolling blackouts. Is there coverage under the utility services interruption endorsement or equipment breakdown; or if not these, then where?

An unlicensed person sells insurance policies anyway, but pockets the funds.

Autonomous have been talked about frequently for the past few years. Many are wary of them, yet others yearn for the day when they can take a nap on the way to or from work and let the vehicle just drive them to their destination. When such technology will actually become available is the big question.

When employees in your business rent vehicles it's important to understand which symbols cover what exposures, unless of course the policy is written with Symbol 1, any auto. This question and answer deals with just such a scenario.

Could a court possibly find a duty to defend under a homeowners or a personal liability umbrella policy in a case where the insured planted a hidden camera in his neighbor's bathroom?

Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?

The Broad Evidence rule is often confusing, as what factors should be included when determining the value of a property can vary. This article briefly reviews the Broad Evidence rule.

Rate evasion for auto insurance has long been the bane of underwriters everywhere. It is no longer just handled by underwriting, and is now prosecutable in many areas.

This companion chart to the Marijuana Legalization by State chart allows the user to review multiple states at the same time.

CW: Vehicular Death. After the claim, an investigation revealed that the decedent could potentially be living at another address.