Coverage Format


August 16, 2021

This second discussion of form, HO 00 14, Contents Comprehensive form covers personal property, loss of use, and ALE.

August 13, 2021
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Insurers and underwriters should be wary of general severability clauses that could potentially strip any meaning from an exclusion that would otherwise serve to exclude coverage for all insureds.

August 09, 2021

Explanation of the Gulfstream Property and Casualty Insurance Company liquidation.

August 09, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form.

August 09, 2021

The current cost of lumber and other building materials is unusually higher than normal; how does this affect claim settlement when the loss occurred before the building materials become so expensive?

August 09, 2021

FC&S has an advanced search function now to make it even easier to find exactly what you need.

August 08, 2021

This analysis describes the introduction of new replacement forms for the ISO Commercial Cyber product. This is Part One of the analyses, which identifies the forms being replaced and provides an analysis of form CY 00 03, Sections I-IV. A separate analysis will address the remaining sections of that form. Additional contract analyses will address this comprehensive replacement of the ISO cyber product, to be effective 11 21.

August 08, 2021

A woman gave false information to avoid getting in trouble.

This is Part Two of a multiple part contract analyses of ISO Cyber replacement forms to be effective 11 21. Part Two continues the analysis of CY 00 03 11 21, covering Sections V-X of the Information Security Protection Cyber Policy, which replaces form CY 00 03 11 18.

August 03, 2021

Recording of July 28 webinar Condominiums- Insurance: Your Questions Answered.