Coverage Format


September 22, 2024

This case discusses whether an excluded auto claim invalidates the entire policy in the context of applying a coverage extension from another policy.

September 22, 2024

Many insureds have jewerly, furs, cameras, fine arts, and other valuables that warrant increased coverage. Using the HO 04 61 Scheduled Personal Property Coverage endorsement is one way to do that. But there are many details to pay attention to when doing so. What documentation is needed to verify the value of the jewelry? How does an insured know what value property should be listed at, and where can they have the property appraised by a professional? Such information is addressed here.

September 20, 2024

Effective for one year after the declaration of the relevant state of emergency.

September 20, 2024

A change to an eligibility requirement.

September 19, 2024

A summary of the ISO Circular for September 19, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

September 18, 2024

A summary of the ISO Circular for September 18, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

September 16, 2024

In response to Hurricane Francine, Louisiana has adopted emergency rule 49, providing some protections for insureds.

September 16, 2024

New Mexico has issued a bulletin to insurers requiring the submission of underwriting guidelines.

September 16, 2024

First it was a hit-and-run, then it was a bird.

September 16, 2024

Can a skid steer be considered business personal property when it's damaged by fire on the insured's property?