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Coverage Format
Replacement of Broken Tiles I have a broken tile claim where the home has the same tile throughout and the insured is requesting replacement of the…
Certificates of Insurance—Archived Article November, 1999 Function and Meaning Summary: Certificates of insurance serve an integral role in…
Safe Depository General Provisions Form – Archived Article May, 1996 Used with Safe Depository Coverage Forms M and N Summary: The safe…
A Massachusetts appeals court held that a fraternity officer was not an insured under CGL and catastrophe policies because his actions fell outside…
The case is Horak v. Nationwide Insurance Company, 2007 WL 2119861 (Ohio App. 9 Dist.). In 1984, the Horaks built a house for $120,000.00. The house…
Personal Auto Policy—Part B—Archived Article July, 1998 Medical Payments Coverage Summary: This treatment discusses part B of the…
In Padgett v. Georgia Farm Bureau Mut. Ins. Co., No. A05A1874, 2005 WL 3359328 (Ga. App. Dec. 12, 2005), a Georgia appeals court held that an ambiguity…
Restaurants—Archived Article June, 2003 ISO Market Segments Program Summary: Insurance Services Office (ISO) has developed a market segments…
Property Coverages—AAIS Homeowners-Archived October, 1998 Principal Property Coverages Summary: The AAIS property coverages as found in…
In Shelby Casualty Insurance Co. v. H.T., 2007 WL 879494 (N.J.Super.A.D., 2007), a homeowners’ insurer sought declaratory judgment that the intentional…