Coverage Format


Contractor's Profit Where the Insured Performs Repair Q I insure a company that owns a dry dock that was damaged when a boat tipped onto it. The dry…

July 07, 2008

Our client has a special form, businessowners property policy for a large industrial building. The building is a manufacturing plant that has a typical…

July 07, 2008

Replacement Cost — Reconditioned Property? Q Our insured has a businessowners policy, ISO special form BP 00 02 06 89. In August lightning destroyed…

Towing Means Use under Farm Policy? Q We insure a farmer on form FP 00 10 09 94. Included in this policy is coverage E, Scheduled Farm Personal Property.…

July 07, 2008

Discusses substation and transformer breakdowns and business income coverage.

July 07, 2008

Water Damage Exclusion—Proximate Causation Q Our insured is covered under the businessowners special form, BP 00 02 12 99. One evening, several…

July 07, 2008

Fragile Articles Exclusion under BOP Q We request your opinion regarding a claim that has arisen under a businessowners package policy issued with…

Theft by Employee — What Constitutes Proof? Q My client has a business covered by a standard commercial crime policy. The policy includes coverage…

July 07, 2008

Discusses business income coverage for triple net leases.

Discusses whether a loss of tax credits is a qualifying business income loss.