Who Is Responsible for Builders Risk Deductibles?   Currently, we have a requirement that the municipality I represent be a named insured on builders'…

Loading and Unloading Issue Our insured received a delivery and sent two employees out to unload the vehicle; this vehicle is not owned by or rented…

Property Damage Issue under CGL Form Our insured is a rental equipment company. In this particular claim, it rented out an electricity generator that…

Impaired Property Exclusion and Possible Future Losses The insured's plastic buckles were incorporated into swimming suits manufactured by a customer.…

Pollutant Definition under CGL Form Q The pollution exclusion on the commercial general liability (CGL) coverage form can be very extensive, partly…

Valuable Papers Coverageand Limits of Insurance Q The question here is not what valuable papers coverage applies to, but just how much coverage the…

Garage Liability and Products Completed Operations Claim Our insured runs a tire service station and he has a standard garage coverage form A customer…

Boiler and Machinery—Lightning Damage to Freezer—Coverage for Food under Consequential Loss Endorsement? Q Our insured suffered a lightning…

My insured has claims-made pollution coverage for underground storage tanks. A leak in one of the tanks occurred in April, 1999. However, my insured…

Employee Dishonesty—Inventory Computation Exclusion Q I am working with an employee dishonesty claim, with form CR 00 10 10 90. The facts are…