Crop Spraying Claim and General Liability Coverage Q Our insured is a crop sprayer. He inadvertently mixed a fertilizer product with a weed killer.…

Replacement Coverage for Awnings Q Our question concerns replacement cost coverage for awnings. In the ISO commercial property form CP 00 10 04 02…

Intentional Injury and Coverage under the CGL Form Our insured has a standard CGL form. The insured was recently sued and the allegations in the complaint…

Discusses two different claims with two different outcomes for ice damming and frozen pipes.

Sinkhole Collapse under Commercial Property Form Q Our insured's building is covered by the building and personal property form (CP 00 10 04 02),…

Broadcasting Activities — Personal and Advertising Injury Q We have a question concerning the ISO commercial general liability policy's coverage…

Insurer Not Required to Replace Damaged Property with Comparable Property Our insured's 1996 Palfinger Crane Model PK10500 was declared a total loss.…

Damage to pipes caused by testing required by ordinance.

"Fine Arts" Does Not Include Wall Plaques A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…

Mold Damage Claim Covered by CGL Form? Will the CGL form respond to a mold/fungi bodily injury claim? Our insured has discovered mold on one side of…