Coverage Format


July 24, 2008

Debris Removal—Is Repair/Replacement Required? Q Our client has a small warehouse insured on a CP 00 10 04 02. The building was completely destroyed…

July 24, 2008

The difference between preparing to do work for a customer and actually doing the work. Preparation is not part of "your work".

July 24, 2008

When heat is turned off only in part of the building, is damage due to freezing covered?

July 24, 2008

When police use tear gas, is that a pollutant?

July 24, 2008

Emotional Distress Coverage under the CGL Form Is emotional distress covered by the CGL policy? Texas Subscriber In the majority of jurisdictions, the…

July 24, 2008

Volunteers Covered under CGL Form? Q I am the agent for the owner of a mobile home park.  Some tenants of the park have volunteered to work at…

July 24, 2008

Mortgagee Subject to Policy Provisions If the insured is in violation of the policy's coinsurance clause and his loss settlement is being reduced as…

July 24, 2008

Care Custody and Control— Tenant's Property Q We would appreciate your comments on the following question concerning coverage under the commercial…

July 24, 2008

Auto Accident Claims Covered by CGL Form? Our insured traded a vehicle that was part of their business to a dealer. Two years later, the employee of…

July 24, 2008

Inactive Business Entity Still Needs Insurance If a company's corporate status is legally and administratively shown as inactive, is there still a need…