Coverage Format


July 24, 2008

Is damage to two sections of property from same storm one deductible or two?

July 24, 2008

Is a drain on the roof the same as a drain on the ground?

July 24, 2008

Discusses legal aspects of building coverage when insured by both landlord and tenant under different policies.

July 24, 2008

Other Insurance Clauseand Excess Coverage Q Our insured operates a computer repair shop, and regularly has the property of his customers in his care,…

July 24, 2008

Surface Water Overflow Not Covered My insured has an endorsement for back up of sewer or drain water damage. The endorsement reads "The following additional…

July 24, 2008

Stolen Credit Card Transaction is Uninsurable Business Risk Our insured is a merchant with commercial crime coverage under CR 00 20 07 02, Commercial…

July 24, 2008

Water Damage Exclusion — Ice Damage Q We have a commercial property insured under the CP 00 10 04 02 policy with special causes of loss form…

July 24, 2008

Discusses the term financial interest in the Businessowners policy.

July 24, 2008

Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…

July 24, 2008

When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?