Discusses what is covered under the artificially generated electrical current peril.

I am handling an account in which the property coverage is being written on a blanket basis on commercial property form CP 00 10. This insured…

Care, Custody, or Control Exclusion vs. Business Pursuits Exclusion Q Our insured, vice-president of sales for a large company, has an HO 00 03. We…

Auto Physical Damage Coverage on Primary Basis Is there an endorsement to the standard business auto policy (BAP) that will make the employer's BAP…

Business Auto Coverage for Employee's Auto? Our insured owns a van that was parked in a garage on our insured's business premises. An employee of our…

Our insured, an auto dealer, purchased a used vehicle and then sold it. The buyer drove the car for several years, and when he attempted to trade…

Discusses permanently attached equipment under the BAP.

Mobile Equipment used in Stunting Activity? We insure a non-profit organization that uses miniature vehicles in parades and other promotional activities.…

Occurrence as Defined under CGL Form Q My client is a property manager. A lead paint claim was paid under the client's policy in the amount of $375,000.…

Other Insurance Clause and the Additional Insured Q Our insured, Company X Electronics, Inc., was named as an additional insured on another party's…