Primary Coverage v. Excess Coverage under a PAP We have a question on the primacy of coverage between auto policies of rental car vendors and our insureds.…

Cancellation of Policy Effective to Block Claim? A personal auto policy holder decides to withhold notice of a claim because he feels that an outstanding…

Discusses application of coverage when an other structure is damaged.

Discusses addition of slab in calculation of replacement cost of building.

This loss involves a condominium complex that has a standard ISO commercial property policy. Due to Hurricane Andrew in 1992, the insured's wood…

When a broken water pipe fills an elevator shaft with water, is there coverage?

Inventory Valuation after Fire Loss Q Our insured suffered an inventory fire loss. We disagree with the insurer about how to calculate the actual…

Reporting Form Endorsement— No Penalty in Spite of Underreporting Q Our insured suffered a loss under ISO's building and personal property form…

When snow slides off the roof and damages spouting on the way down, is there coverage?

Tree causes downed power lines and resulting low voltage, damaging property. Is this covered?