Coverage Format


Fire Damage to Car from Negligent Battery Replacement Excluded as “Work You Performed”? The insured replaced a battery in a customer's…

What Constitutes “a Short Time”? In definition 4 of "coverage territory"  on the CG 00 01 12 04, part c. (2) indicates that coverage…

October 27, 2008

Dish installed on roof leads to damage that's not discovered until later. What is the date of loss?

October 27, 2008
|

Injuries to Neighbor by Insured Barred by Exclusion in HO's Policy for Injury Caused by Violation of Penal Law   In Wilderman v. Powers, 110 Conn.App.…

Partners' AutomobilesCoverage for the Partnershipand the PartnersSummary: Prior to the 1987 introduction of the simplified commercial…

October 22, 2008

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some wet…

October 22, 2008

Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…

October 22, 2008

When the amount of property loss exceeds the policy limit, what is considered the total amount of the loss?

Excluded "Backup" or Covered "Overflow" of Plumbing on Homeowners? Our customer is insured under an HO 00 03 05 01. His small son flushed a tennis ball…

Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…