Leased Auto Covered as Owned Auto? Our insured has symbol 2, owned autos only, to describe the covered autos on his business auto policy. The question…

Discusses drawees relative to credit card transactions.

the Dec Page Question of the Month Standard homeowners policies provide liability coverage for bodily injury or property damage that is accidentally…

  Your Product and Your Work Exclusions Our insured is the manufacturer of modular homes. Most of the home is manufactured at the factory and then…

Towing Charge for Covered Autos Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto designations. He borrowed a trailer…

Loss of Use Part of Property Damage Claim Our insured is a contractor who was hired to do some road work for a municipality. While grading an area near…

Impaired Property Exclusion and Possible Future Losses The insured's plastic buckles were incorporated into swimming suits manufactured by a customer.…

Our insured is a contractor and two of its employees got into a fight at the job site; the foreman broke up the fight and fired both employees. Then,…

Care, Custody, or Control Exclusion and Truck Damage Q We insure a company that has symbol 1, any auto, on its business auto policy (BAP). This insured…

Water Damage Covered due to Insured's Mistake? A customer of an insured car dealership received a recall notice from the manufacturer and took the notice…