Coverage Format


November 25, 2008

Beating a Result of Riot or Civil Commotion? We have a commercial fire policy on a rental unit with named perils coverage that includes riot or civil…

Funeral Directors Liability, Auto Accidents, and Damage to Bodies Our insured is a funeral director and has his business insured under a BOP with endorsement…

Racing or Demolition Exclusion not Applicable to Emergency Vehicles Our insured is involved in a motorsports/race track program. There usually are special…

Sinkhole Collapse — Demolition Expense Q Our insured is the owner of a large commercial office building insured under commercial property form…

Property Damage to Rented Premises The CGL form allows coverage for property damage to premises rented to the named insured for a period of seven or…

Volunteer Workers and the CGL Form Q We have had many inquiries lately regarding the status of volunteers under the CGL form. We would like to have…

Covered Auto Designation Symbol Question If a business owner mistakenly deletes a vehicle during the policy year and later in the year has an accident…

Products Liability and CG 24 07 01 96 Q Does endorsement [IDL:CG 24 07 01 96^CG 24 07 01 96^CG 24 07 01 96] — Products/Completed Operations…

Products and Completed OperationsCoverage in Dispute Q Our insured sanded and refinished a large pine floor. Months later, the floor began to split…

November 24, 2008

When soot damages the neighbor's building, and is a malfunctioning boiler a hostile fire?