Impaired Property under CGL Form Q Our insured is a distributor of starch products to the food products industry. For several years, the insured has…

What is the priority of coverage after the primary policy is exhausted?

Med Pay for Injured Bike Rider under HO’s Association’s Liability Policy? I am seeking a coverage opinion based on the following circumstances …

The Need For Liquor Liability Insurance November 2001 CGL Liquor Liability Exclusion Can Create Problems Insureds whose businesses involve alcoholic…

All-Terrain Vehicle Coverage under CGL Form? Q This question deals with a CGL policy purchased in an individual's name. The insured personally owns…

Safe Deposit Box Drilling Covered? Our insured's dwelling and personal property were destroyed in a tornado. The keys to her lock box at the local bank…

The “Sistership” Exclusion in the CGL Form October, 2007 Summary: This article explains the “sistership” exclusion found…

Absolute Pollution Exclusion Giving Traditional Environmental Pollution More Than Just Lip Service November 2005 Summary: This article notes…

Loading and Unloading Claim Covered by Business Auto or CGL Form? Q Should the business auto or the CGL policy respond to a situation in which a fireplace,…

December 2008 Dec Page Question of the Month   Many insurance disputes are handled through the use of arbitration, and the parties involved in…