Property Damage Coverage and Rental Vehicles The following question is on your Web site: Our insured was involved in an auto accident where the other…

Damage by Gas Tank Occurred at Time of Rupture, Not Installation   In Walla Walla College v. Ohio Cas. Ins. Co., 2009 WL 987405, an insured sought…

Voluntary Parting Exclusion Blocks Coverage for Loss of Money We insure a dentist. The potential applicable forms are the CP 00 10 04 02, CP 10 30 04…

Our Option Clause and Loss Settlement My question involves the Section I - Conditions Section of the HO 00 05 10 00 Policy Form, specifically in regard…

May 2009 Dec Page Question of the Month   Hurricanes cause enormous damage to the areas hit by them. Katrina, Gustav, Ike are all names associated…

Causes of Loss – Archived Article May, 2003 Basic, Broad and Special Forms Available Summary: There are three alternatives insureds may…

Vacancy Definition under Scrutiny Our question is on form BP 00 02 01 87 under the vacancy provision, which contains an exclusion for buildings that…

Flood Exclusion Applies to Rita's Storm Surge   In Arctic Slope Regional Corp. v. Affiliated FM Ins. Co. 2009 WL 860037 C.A.5 ( La. ) the companies…

Coverage for "Bodily Injury" Extends to Alleged Biological Injury Caused by Radio Frequency Radiation from Cell Phones   In Zurich American Ins.…

The owner-operator of an "internet cafe" has had a $50,000 loss of computer equipment that is said to have occurred when a tenant in an adjoining…