Transmission Damage to Towed Auto Barred by Mechanical Breakdown Exclusion? The insured is towing his vehicle behind his motor home. He leaves the…

Inventory Not “in the Open” When under Tarp   In Twenhafel v. State Auto Prop. and Cas. Ins. Co., 2009 WL 2914281 C.A.7 (Ill.), the…

Web Construction Inc.

Reporting Loss After Policy Expires Home is insured under a HO0003Z policy from 5/27/2009 - 5/27/2010. Just after renewal, the insured dies and the…

AEGIS 6100-P (9-2009)

Purported Collapse Not a Covered Event   In Rapp B. Properties, LLC v. RLI Ins. Co., 2009 WL 2927484 (N.Y.A.D. 1 Dept.), an insured building owner…

Insured Property or Insured Location The insured owns a two family /two story dwelling that is insured on an HO 03 04 91. The insured lived on the first…

Anti-stacking Clause for UIM in Driver's Policy Ambiguous, Unenforceable   In Wagner v. Yates, 2009 WL 2832880 ( Ind. ), Brenda Wagner sued Bobbi…

Off-Premises Property of Insured Significant Other The named insured's significant other is listed as an additional insured on the AAIS HO 0003 01…

Damage To Trees, Shrubs, and Lawns Caused While Protecting Property Recently, North Dakota residents have experienced flooding. Some residents took…