Coverage Format


Assignment of Claim Payment Farm Bureau Mutual Insurance Company's Policy States, “Change/Assignment of Interest---No change of interest in this…

Briefcase an Item of Business Property? One of our homeowners insureds was on a business trip recently when his $400 briefcase was stolen from his hotel…

Artillery Fungus Damage Our HO-3 insured recently had mulch delivered to his home by a local nursery. After the mulch was spread around his plants,…

Animal Damage Exclusion on Homeowners Policy Our insured's toddler left a plastic bottle of grape juice lying on the wall-to-wall carpet. The family…

November 04, 2009

Is the cost to tear out a wall to fix a broken gas pipe covered under a homeowners policy?

Business Personal Property and Theft Coverage under HO Policy We provide coverage to our insured under a homeowner’s policy. Coverage is written…

November 03, 2009

Personal Auto Exclusion A.3 and Multiple Insureds We have a claim in which the policyholder works for an auto dealership. He had a demo vehicle at his…

November 02, 2009
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Assault and Battery Exclusion Includes Negligence   In Clinch v. Generali-U.S. Branch, 293 Conn. 774 (Conn., 2009), a restaurant patron claimed…

November 01, 2009
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EP 00 02 11 09 Employment-Related Practices Liability Coverage Form (Separate Limits for Defense and Indemnity), November 2009 edition

November 01, 2009
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EP 00 01 11 09 Employment-Related Practices Liability Coverage Form, November 2009 edition