Hot Tub as a Swimming Pool? Our HO 00 03 04 91 insured has a hot tub on his deck that is kept full of water year round. This past winter was mild, but…

Luggage Lost or Stolen? This issue comes up a lot and there is always a difference of opinions. Our Insured flew on a commercial flight and although…

Our HO 00 03 05 01 insured recently suffered damage from melting ice and snow.

Are gift certificates covered as cash or something else?

Discusses application of loss assessment coverage to types of property damaged.

Application of special limit to equipment for firearms.

Engagement Ring—Who Should Insure? We would like your opinion concerning who has an insurable interest in an engagement ring. It has always been…

Homeowners HO-6 and the Condo Association Policy Deductible Our HO-6 insured suffered covered water damage from plumbing to their unit. When we reviewed…

If a condo owner did not purchase any coverage A, does the loss assessment coverage still apply?

Liability Coverage for a Timeshare under a Homeowners Policy I have a question regarding time share property. As I understand it, you purchase a block…